References
 
Peter Gallo - City of Charleston
Keith Clutter - First Community Bank
Bill Tomaskovich - Slovenian Savings and Loans
Michael A. Lloyd - The Citizens Savings Bank
Jeffrey D. Legge - City National Bank



April 1, 2004

To Whom It May Concern:

I am pleased to provide this reference letter on behalf of Gearhart ands Associates (Gearhart). Gearhart has been providing technical services to 1st Community Bank during software and hardware upgrades, special projects and ongoing support for the BANKER II application since May, 1998. 1st National Community Bank is in the business of providing Services to the banking community in a tri-state area.

Keith Clutter
President
First Community Bank

 
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